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Insurance news, compliance updates, and employee benefits insights from our team.

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Health Net of California Exiting the Market — What Group Plan Members Need to Know
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· OC Benefit Advisors

Health Net of California Exiting the Market — What Group Plan Members Need to Know

Health Net of California has announced it will be pulling out of the California small and large group insurance market. If your employees are currently covered under a Health Net small or large group policy, you will need to find alternate coverage before the February 28, 2027 deadline. Here's what you need to know and how OC Benefit Advisors can help you navigate the transition.

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Why Group Benefits Are One of the Most Powerful Tools for Employee Retention
Group BenefitsEmployee RetentionTotal Compensation

Why Group Benefits Are One of the Most Powerful Tools for Employee Retention

In today's competitive job market, salary alone is rarely enough to attract and keep top talent. Group benefits — health insurance, life insurance, dental, vision, and more — have become a cornerstone of total compensation. Here's why offering a strong benefits package isn't just a perk, it's a strategic business decision.

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California Mandate – CalSavers Update
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California Mandate – CalSavers Update

CalSavers is a state-run retirement plan for eligible employees who do not have access to a qualified retirement plan through work. By the end of 2025, most California employers will be required to offer a retirement plan to their employees or provide their employees with access to CalSavers.

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Medicare Open Enrollment 2022
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Medicare Open Enrollment 2022

Medicare's Annual Election Period runs from October 15th through December 7th each year. During this annual enrollment period, Medicare individuals can reevaluate their coverage plans – whether it's a drug plan, Medicare Advantage plan or Original Medicare and make changes or enroll in a new policy, starting January 1, 2022.

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Onsite COVID-19 Vaccination Program for Employers
Employer BenefitsHealth Insurance

Onsite COVID-19 Vaccination Program for Employers

The California Department of Public Health (CDPH) launched a new program allowing employers to bring COVID-19 vaccinations onsite and directly to their employees. The Employer Vaccination Toolkit creates a simple online process for employers to request approval for an onsite clinic or vaccination event.

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IRS Announces HSA & HDHP Limits for 2022
Health InsuranceEmployer Benefits

IRS Announces HSA & HDHP Limits for 2022

Many of the dollar limits currently in effect for 2021 will change for 2022. The HSA catch-up contribution for individuals ages 55 and older will not change as it is not subject to cost-of-living adjustments.

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Covid-19 Vaccine Update
Health Insurance

Covid-19 Vaccine Update

Every Californian 16 and up is now eligible for vaccination. Vaccination of people younger than 16 will start as soon as the COVID-19 vaccines are approved for them. See CDPH's Updated COVID-19 Vaccine Eligibility Guidelines for details.

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April Newsletter 2021
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April Newsletter 2021

Monthly Newsletter by OC Benefit Advisors — April 2021. Temporary COVID-19 Relief for Section 125 Plans. On Feb. 18, 2021, the IRS released Notice 2021-15 to clarify special rules for Section 125 plans, health flexible spending accounts, and dependent care assistance programs.

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